Experian: Credit Score 6.44.0

The United Kingdom's most reliable credit score service is now accessible free of charge. Gain complimentary access to a diverse array of services including credit score checks, credit card comparisons, eligibility assessments, personal loan comparisons, and eligibility checks.

Your Experian Credit Score serves as a simplified indicator of how potential lenders might evaluate your application. During a credit assessment, companies typically consider factors such as your history of timely repayments, current credit balances, and your overall credit management practices. The higher your credit score, the better your chances are for securing credit cards, loans, or mortgages at favorable rates.

Compare various credit cards and loans effortlessly with Experian. Allow Experian to assist you in identifying the most suitable credit cards and personal loans for which you are likely to be approved, saving you time and safeguarding your credit score from the negative impact of multiple unsuccessful applications.

Experian operates as a credit broker rather than a lender, thus delivering impartial search results.

Key features of a free Experian account include:

• Your Experian Credit Score accessible anytime
• Credit card and loan comparison tools
• Overview of total credit information
• Pre-assessment of your likelihood of approval for personal loans and credit cards
• Valuable insights, articles, videos, and expert advice to enhance your creditworthiness at your disposal
• Convenient login via fingerprint or PIN

CreditExpert subscribers enjoy additional benefits such as personalized recommendations for boosting their credit scores, detailed analysis of factors impacting their scores, daily updates on their Experian Credit Score & Report, alerts for any changes in the score, UK-based customer support for credit reports and scores, a comprehensive timeline illustrating score history and alerts, web monitoring services, and dedicated fraud support.

Regularly checking your Experian Credit Score will not have any adverse effects on your credit report or rating. Additionally, the app search feature encompasses a variety of selected credit cards and loans.

Currently, the app is not optimized for tablet devices.

The claim of being the 'most trusted' is based on a survey conducted by ICM Unlimited in May 2020 among 995 respondents.

In its role as a credit broker, Experian showcases products offered by lenders and other brokers rather than acting as a direct lender in providing services related to credit cards, personal loans, car finance, and guarantor loans. Though Experian operates independently and offers comparisons from multiple sources, please note that its comparison service does not cover the entire market. Hence, alternative products may also be available to customers. While comparison services are rendered free of charge, Experian receives commission payments from introduced lenders or brokers.

All consumer services provided by Experian—whether free or paid—are managed by Experian Ltd (Registered number 653331) and are subject to authorization and regulation by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is incorporated in England and Wales with its registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. It's important to note that the web monitoring feature and related alerts within CreditExpert are not activities regulated by the Financial Conduct Authority.